Enter the basics
Add the property price and payment percentages, or your expected rent and annual costs.
Smart property decisions, simplified
Property numbers.
Made simple.
Build an off-plan payment schedule or estimate rental returns in seconds. Clear sums, instant results, no spreadsheet required.
Start calculatingOff-plan calculator
Build your payment plan
Down payment
%
During construction
%
Construction period
months
1 quarterly installmentsAED 0 each · handover Oct 7, 2026
Your numbers stay private. Calculations happen in your browser and are not saved. Google Analytics may collect site-usage information and use cookies.
Quick calculation
Percentages & discounts
Find a percentage, compare an amount to a total, or calculate a discounted price.
Percentage
of%
Value
=Savings target
Plan your savings
Find how much to save each month, or how long it will take to reach your goal.
Target amount
For 0.7 million, enter 700000.
Time to reach your target
Choose years or months. 1 year = 12 months.
Starting from zero savings. Target ÷ number of months, rounded up to the next whole currency unit. No interest or investment growth included.
Property comparison
Price per square foot or metre
Divide the property price by its area to compare properties on the same basis.
Property price
Property area
Enter the area in square feet. Changing units does not convert your entry.
Use the same area definition when comparing properties—for example, built-up area with built-up area. Excludes buying fees. Results rounded to 2 decimal places.
Payment balance
What’s left to pay?
Subtract what you’ve already paid from the total price to see the remaining balance.
Total price
Amount already paid
AED
Include all payments made toward this total.Total price − amount already paid. Fees, interest and other charges are only included if you add them to the total price. Results rounded to 2 decimal places.
Flexible schedule
Custom milestone payment plan
Add payments with different dates and percentages. See how much to set aside each month and what remains after every installment.
Property price
Plan total—Enter a valid price, start month and at least one payment.
| Due month | Payment % | Amount | Months in period | Save per month | Paid after | Balance remaining | Actions |
|---|
Monthly savings are calculated separately for each period: installment amount ÷ months since the previous payment. Payments must be in chronological order. The estimate starts from zero and excludes growth, fees and money already saved.
A clearer way to calculate
From asking “what if?”
to knowing what’s next.
PropSums turns the key figures in a developer brochure or rental listing into a useful, easy-to-read estimate.
See the full picture
Understand cash due at booking, construction installments, handover payment, yield and net income.
Compare with confidence
Change any assumption instantly to compare plans, prices and potential returns before you commit.
Know the terms
Property calculations,
without the jargon.
What is an off-plan payment plan?
A schedule agreed with a developer for a property that is still being built. Payments are usually split between booking, construction milestones and handover.
How is rental yield calculated?
Gross rental yield is annual rent divided by the property price. Net yield subtracts vacancy and recurring annual costs before dividing by the price.
What should annual costs include?
Common costs include service charges, property management, insurance, maintenance and local taxes where applicable.
Frequently asked questions
Before you run the numbers
Is this calculator free?
Yes. PropSums is free to use and does not require an account or email address.
Are my calculations saved?
No. Your figures remain in your browser and are not stored by this calculator. Google Analytics may collect general site-usage information and use cookies, but your calculator entries are not sent as analytics events.
Does this include buying fees?
You can include an estimated Dubai, Sharjah or Abu Dhabi authority fee. Agent fees, taxes, mortgage costs and fixed administration charges are not included.
Is estimated ROI guaranteed?
No. Rent, occupancy, expenses and property values can change. Use the result as a planning estimate, not financial advice.